moving forward faster

$1 billion+ in bridging loans°

Thanks, Australia, for trusting us with your property goals.


Feel good about borrowing and investing with Funding

Finance that’s fast, straightforward and personal

At Funding, we keep it simple. Our innovative tech and dedicated team make finance fast, straightforward and personal—exactly what you need to jump on opportunities. We're about helping you move forward faster, because your goals can't wait.

BRIDGING LOAN

Buy now, sell when you're ready

Whether you’re upsizing, downsizing or seizing an opportunity, get fast access to the funds you need using your current property as security. With minimal paperwork, flexible terms and support from our Australian-based team, you can make your next move with confidence.

home equity financing unlocking the value in your property
funding income trust seasoned investors using funding's marketplace
FUNDING INCOME TRUST

Enhance your portfolio

For wholesale and sophisticated investors, our Income Trust offers two options: a 6-month term and a 12-month term. With the 6-month term, investors can target a return of 8% p.a.*, while the 12-month term offers a targeted return of 8.5% p.a.*

* Please ensure to review our Information Memorandum (IM) thoroughly and consider all risks before investing.
BROKER SERVICES

Rewarding broker partnerships

For accredited brokers, we handle a wide range of scenarios, unlocking funding opportunities tailored to your clients' diverse needs. Plus, competitive loan terms and generous commissions to make attractive deals.

funding short term finance solutions for brokers

Accelerate your financial goals

Whether you’re capitalising on timely opportunities or seeking new investments, our financial solutions are designed to help you achieve your goals quickly.
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From snapping up your next property to expanding your business or moving construction projects forward.

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Looking to diversify your portfolio, enjoy passive income, or seize new wealth-building opportunities?

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Help clients get ahead faster with streamlined lending and dedicated support.

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

The user experience is fantastic from account onboarding, investment opportunities, to monthly interest release! The investment gives me more chance to diversify my own investment portfolio. It is good for investors who are looking for a secure and reliable return.

Andrew W
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Investor
Google

The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again.

Kerin F
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Borrower
Google

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
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Borrower
Google

Funding is an extremely easy way to invest! Great returns on your money and lots of different opportunities to invest for different periods of time. I felt like I had control over my money and all staff I dealt with were extremely helpful and supportive. Absolutely the best decision I made to invest my money with Funding.com.au over the last couple of years. Can’t recommend highly enough!

Sharee G
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Investor
Google

I’ve invested with Funding for just over 18 months now, and have always been happy with the high level of service. It’s only taken less than a day to get 3 lots of top-ups transferred and cleared in both our Super Fund and me personally, allowing me to invest straight away.

Karyn J
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Investor
Google

I have been investing in Funding.com.au since February 2021 and have found it very satisfactory. A huge positive for me is that one can telephone the key people in Funding to discuss things and get straight on to them.

Roger G
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Investor
Google

Move forward faster with Funding

Since 2015, Funding’s been simplifying the way Australians access bridging loans and invest in mortgages.

Trusted

We’ve earned a reputation as a reliable finance partner. Awarded for excellence and supported by strong capital backing.

Fast

Leveraging advanced technology, our streamlined processes mean you receive fast, reliable financial solutions that keep pace with your needs.

Personal

Dedicated local teams across Australia mean personalised support is always nearby, making your journey smooth and straightforward.

Straightforward

We believe in clear terms and flexible options, making sure you understand every step of your financial journey with us.

Your questions answered

The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.

The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.

Loan terms are typically between 1 and 24 months.

A bridging loan is a short-term financing option designed to provide immediate funds while waiting for permanent financing or the next stage of funding to become available. It is used to "bridge" the gap between the sale of one property and the purchase of another.

Confidence grows with knowledge

Get ahead with our useful resources and expert insight.
A bridging loan can help by giving you immediate access to funds. It lets you confidently move forward without waiting to sell your old property. ...
Read the blog
Renovating your home can be an exciting journey, especially when it means transforming your space into the dream home you’ve always envisioned. But fo...
Read the blog

Explore the best investment opportunities and how the Funding Income Trust can be valuable to your investment strategy.

Read the blog
Explore how building loans can serve as a powerful financial tool for renovators, helping them bridge the gap between their current financial situatio...
Read the blog
Navigating the complexities of commercial construction projects requires not only expertise in construction but also a solid financial strategy. Secur...
Read the blog

Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
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