Downsizing your home

Learn more about bridging loans and how we can help you buy your next property while waiting for your existing property to sell.

Moving home

Downsizing to a smaller home is an exciting chance to embrace a new lifestyle but figuring out where to start can feel a bit daunting. That’s where alternative bridging finance comes in. It lets you buy your new home before you sell your existing one. One of the great things about a bridging loan is the peace of mind it offers.

Funding can get you the funds faster, so you don’t miss out on your opportunity.

Learn how bridging loans work, and how we can help buy your next property while waiting for your existing property to sell.

Hi, welcome to Funding. I’m here to explain how a bridging loan can make downsizing stress-free.

For over 50s, retirees, or anyone looking for a home that fits your lifestyle today, navigating property finance through traditional lenders can feel tricky.

That’s where alternative bridging finance comes in. It lets you buy your new home before you sell your existing one.

One of the great things about a bridging loan is the peace of mind it offers.

Unlike traditional lenders, Funding doesn’t focus on rigid criteria—we use the value in your current property as security.

With fast conditional approval in hours and funds available in days, you can buy your new home sooner. There’s no need to feel rushed to sell first or worry about costly temporary accommodation.”

At Funding, we’ve been specialising in bridging finance since 2015.

We know that every situation is unique, which is why we take the time to listen, understand your needs, and provide genuine support.

Here’s how it works:

Your loan is based on your property’s value, whether it’s residential, commercial, or rural.

We give you flexible terms, from 1 to 24 months, so you have the time to sell at the best price.

With Funding, your capitalised costs, fees and interest stay steady. Interest and fees are added to your loan, and the loan is repaid at the end when you sell or refinance, without monthly payments along the way.”

Plus, our local Australian-based team is here to support you every step of the way.

Downsizing is the start of an exciting new chapter, and with Funding, you can make your move with confidence. Fast approvals, minimal paperwork and personalised support mean less stress for you, so you can settle into your new home and start enjoying the lifestyle you’ve earned.

Ready to get started? Apply now.

Footnote: Conditional approval within 4 hours applies during business hours. Requests made after 4 pm on Fridays will receive a quote the next business day. Settlement within 3 days is based on the application form being fully completed and all required supporting documentation being provided. The information provided is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before acting on it or seek financial advice. Eligibility and approval are subject to standard credit assessment, and not all amounts, term lengths, or rates will be available to all applicants. Fees, terms and conditions apply. Refer to our Credit Guide. ACL 483665. Visit www.funding.com.au for more information.

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Diversify your portfolio

Funding Income Trust

For wholesale and sophisticated investors, Funding offers our Income Trust with flexible terms. (Please ensure to review our Information Memorandum (IM) thoroughly and consider all risks before investing.)

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