Business loans explained

Learn more about business loans and how they can help you manage cash flow or grow your business.

Business loans

In business, timing and cash flow are everything. Whether you’re expanding, investing, refinancing, buying shares or upgrading equipment, a business loan from Funding gives you the fast, simple access to capital that you need at a competitive rate.

Learn how business loans work, and how we can help fund your business growth or expansion.

Hi, welcome to Funding. I’m here to explain how a business loan can help you get fast access to the capital you need to grow your business or invest.

In business, timing and cash flow are everything. But delays with traditional lenders can slow you down when opportunities arise.

That’s where an alternative business loan can help—giving you fast, flexible access to funds, so you can expand, invest, refinance or upgrade your business.

One of the great things about a Funding business loan is how quickly we can move, thanks to our innovative technology.

This lets you get conditional approval in hours and funds within days, using the value of your existing property.

Plus, because we use your property as security, we can offer competitive rates.

And if income, business financials, trading history, or something else is holding you back from getting finance, our team can help you find a solution.

At Funding, we’ve been specialising in bridging finance since 2015.

We know that every situation is unique, which is why we take the time to listen, understand your needs and provide genuine support.

Here’s how it works:

We base your loan on the value of your property—whether it’s residential, commercial, or rural.

You’ll get a flexible loan term between 1 and 24 months, giving you time to make things happen.

Plus with us, your capitalised costs, fees and interest stay steady. Interest and fees are added to your loan, and the loan is repaid at the end when you sell or refinance, without monthly payments along the way.

As a business owner or investor, we get that you don’t have time for complicated processes and paperwork. With Funding, you get fast access to the funds you need, without delays or unnecessary red tape.

Our simple process, with minimal documentation required, means you can focus on growing your business faster.

Ready to get started? Apply now.

 

Disclaimer: Conditional approval within 4 hours applies during business hours. Requests made after 4 pm on Fridays will receive a quote the next business day. Settlement within 3 days is based on the application form being fully completed and all required supporting documentation being provided. The information provided is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before acting on it or seek financial advice. Eligibility and approval are subject to standard credit assessment, and not all amounts, term lengths, or rates will be available to all applicants. Fees, terms and conditions apply. Refer to our Credit Guide. ACL 483665. Visit www.funding.com.au for more information.

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Fast and flexible construction financing

Need quick and reliable funding to keep your projects on track? Funding's Bridging Loans are the perfect solution for developers, owner builders, and independent tradies looking to move forward faster.

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