Building loans explained

Hi, welcome to Funding. I’m here to explain how a building loan can give you the fast access to capital you need to keep your construction project moving.

Whether you’re building, renovating or developing, having quick access to funds can make all the difference.

Delays with traditional lenders can bring your plans to a halt, but alternative building finance provides a faster, more flexible way to keep your project on track.

One of the great things about a Funding building loan is how quickly we can move, thanks to our innovative technology.

This lets you get conditional approval in just hours and funds within days, using the value of your existing property as security.

And if traditional lenders’ red tape and drawn-out processes are holding you back, our team can help you find a solution.

At Funding, we’ve been specialising in bridging finance since 2015.

We know that every situation is unique, which is why we take the time to listen, understand your needs and provide genuine support.

Here’s how our building loan works:

Your loan is tailored to meet your specific project requirements and can take into account both the ‘as-is’ and completed value of your project. This ensures you have enough funds to finish your build, with a buffer for any surprises.

You’ll get a flexible loan term between 1 and 24 months, giving you time to complete your project

Plus with us, your capitalised costs, fees and interest stay steady. Interest and fees are added to your loan, and the loan is repaid at the end when you sell or refinance, without monthly payments along the way.

For builders and developers, we understand that timing and cash flow can make or break a project. That’s why Funding offers fast and flexible access to the funds you need, without the delays or red tape of traditional lenders.

Our streamlined process keeps things simple, so you can spend less time on admin and more time on bringing your vision to life.

Ready to get started? Apply now.

Disclaimer: Conditional approval within 4 hours applies during business hours. Requests made after 4 pm on Fridays will receive a quote the next business day. Settlement within 3 days is based on the application form being fully completed and all required supporting documentation being provided. The information provided is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before acting on it or seek financial advice. Eligibility and approval are subject to standard credit assessment, and not all amounts, term lengths, or rates will be available to all applicants. Fees, terms and conditions apply. Refer to our Credit Guide. ACL 483665. Visit www.funding.com.au for more information.