Business Loans

Fast funding,
when you need it.

Refinance, consolidate debt, buy shares or fund new ventures with flexible finance that fuels your business’s growth.

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Loan amounts

$25K to $10M

From small to substantial projects, we cater to a wide range of needs.
Settlements

Within 2 days

Quick access to funds with our fast settlement process, with release within days of approval.
Terms

1 to 24 months

Flexible terms to match unique timelines and requirements.
Loan to Value (LVR)

Up to 70%*

Enhanced borrowing potential with competitive loan-to-value ratios.

Scaling up, building your vision or running your own show?

A Funding business loan gets you the funds you need, faster

In business, the right financial support at the right moment can be pivotal. Whether you’re scaling an SME, building a bold start-up or carving your own path, our business loan is here to help you make your next move.

With competitive rates, fast approvals, funding available within days* and a flexible approach that looks at your overall situation, we make it easier to access the funds you need to succeed.

Grow your company

Running a small or medium-size business means staying agile and ready for opportunities. From refinancing and consolidating debt to investing in growth projects like commercial property or shares, our flexible business loan keeps your business growing.

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Get started

Starting-up a business is bold, and Funding is here to back you. Fast and flexible, our business loans support your journey. Whether it’s securing start-up funding, attracting private equity or bridging cash flow gaps, we help you bring your vision to life.

Move forward faster

For independent consultants and freelancers, our business loan solves cash flow issues—that other lenders won't touch—so you can stay focused on what you do best. Funding's unique business finance gives independent people the freedom, flexibility and the power to pursue your passion.

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Finance that fits every goal

Every business is unique, with its own set of challenges and opportunities. That’s why our loans are designed for speed and flexibility, adapting to your needs and empowering you to say 'yes' when opportunity strikes.

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Fast funds

Enjoy approval within hours and funds in days*—get the capital your business needs, without delays.
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Competitive rates

Our property-secured loans let us offer competitive rates to support business growth.
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Hassle-free finance

Fast approvals, minimal paperwork and flexible repayment options to make it easier to access funds.
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No trading or income limits

We focus on your overall financial picture, including property equity and repayment strategy, so income or trading history won’t hold you back.

Get started with a Funding business loan

Our streamlined process offers quick access to funds, dedicated support from our local team and a stress-free experience from application to settlement.

Apply in minutes

Complete our simple online form—no credit check required. Or, call us at 1300 44 33 19 to speak with a team member and get started.

Receive your quote

Get a personalised quote instantly to your inbox. If we need more details, a lending specialist will reach out to fast-track your quote.

Review and confirm

Your dedicated lending specialist will guide you through final steps, including a credit check and property valuation, to finalise your approval.

Settle within 3 days

Once approved, funds can be in your account within 3 business days.*

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
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Borrower
Google

An excellent implementation of a great idea. The security and return of first-mortgage investing with the ease of operation equivalent to an online bank account. You can easily manage your own risk profile, diversification and liquidity timeline. The easiest to understand and simplest to use online investment platform of the several I rely upon. The Funding team are very helpful and respond promptly to any questions.

Kenneth G
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Borrower
Google

Funding is a fantastic lender to deal with. Thank you to Andrew, John & Sonam for your great work with the recent deal you help finance for my client. Everyone went out of their way to get the deal across the line and funded. You have been able to help clients who were looking to release equity ASAP. Thank you again for your great work.

Raj S
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Borrower
Google

Experience the Funding difference

We're simplifying property finance so more Australians can move forward faster.

Trusted

Since 2015, we've been helping Australians get ahead with confidence to achieve their property goals.

Proven

We've issued over $1 billion in loans with zero capital losses to date – delivering fast, reliable outcomes.

Dedicated

Our local team is based across Australia, here to support you at every step of the way.

Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
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