Building Loans

Build your way, backed by Funding

Construction financing crafted to help entrepreneurial builders and investors bring plans to life, on time and on budget.

funding owner builder-looking at camera

Borrow $25k - $10m

Settle within 3 days*

1 - 24 month terms

LVR up to 70%

Your project, your vision—backed by the right finance.

Powered by technology, backed by expertise.

We’re committed to turning your vision into reality. Whether you’re facing unexpected construction delays, cost overruns, or need quick funding for a timely opportunity, we get it. No matter your formal building experience, we offer straightforward bridging finance to help manage every phase of a project—from land acquisition to the final touches—so you can keep your project on track.

Get up-front access to funds

Immediate access to funds can be crucial for keeping your development on schedule and under budget. That’s why we offer up-front drawdowns, allowing you to access the capital you need right when it matters most. Streamline your cash flow from the start and keep your projects moving smoothly without the wait.

funding building loans start up builder at work
funding building loans start up builder using funding's app

The go-to for fast finance.

We’re not just fast; we’re forward-thinking. Our building loan uses innovative technology to fast-track the process, helping us to deliver industry-leading turnaround times with settlements possible within 2 days from formal approval.

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
-
Borrower
Google

An excellent implementation of a great idea. The security and return of first-mortgage investing with the ease of operation equivalent to an online bank account. You can easily manage your own risk profile, diversification and liquidity timeline. The easiest to understand and simplest to use online investment platform of the several I rely upon. The Funding team are very helpful and respond promptly to any questions.

Kenneth G
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Borrower
Google

Funding is a fantastic lender to deal with. Thank you to Andrew, John & Sonam for your great work with the recent deal you help finance for my client. Everyone went out of their way to get the deal across the line and funded. You have been able to help clients who were looking to release equity ASAP. Thank you again for your great work.

Raj S
-
Borrower
Google

Apply online now:

Our easy-to-use and secure online form takes minutes to complete

Get approved today:

Conditional approval provided within 4 hours*

Personalised service:

Expert team to help you move forward faster

Settlement within 3 days:

Fast settlement after formal approval

Get started with a Funding building loan

Our building loan can accelerate your construction project, making the transition from blueprint to build both fast and simple. Don’t let cash flow stall your dreams—bridge the gap with Funding and keep your project on track.

Experience the difference

A simple loan process with fast approvals and access to funds, plus none of the usual waiting around.

Fast
funds

Receive conditional approval in just 4 hours.

Simple
process

Complete our simple, secure application form in just minutes.

Personal
service

Direct access to our expert team for any questions.

Easy
settlement

Move from approval to settlement within 3 days.

Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
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