FUNDING Income Trust

Invest in diversified pooled mortgages

Access a fund designed for passive income and capital preservation.

funding income trust seasoned investors

8-8.5% p.a

Target returns*

2015

Founded

Zero

Capital losses

$799m

Total lent**

1355

Loans**

4800 +

Investors using Funding**

Enhance your portfolio with secure income opportunities

Reliable income with pooled Australian first mortgages

For wholesale and sophisticated investors, Funding offers our Income Trust with flexible terms. Starting from a minimum investment of $50,000, you have the choice of two investment options: a 6-month term or a 12-month term. Both options provide access to the Australian mortgage market through a pooled first mortgage investment fund, allowing multiple investors to join forces and fund a diversified portfolio of first-mortgage assets. These mortgages not only serve as security for the loans but also offer ongoing returns targeted from 8% to 8.5% p.a.*.

Flexible terms to suit your goals

For investors after flexibility, our Income Trust offers two options: a 6-month term and a 12-month term. With the 6-month term, investors can target a return of 8% per annum*, while the 12-month term offers a targeted return of 8.5% per annum*.

*Please ensure to review our Information Memorandum (IM) thoroughly and consider all risks before investing.
funding income trust seasoned investors speaking to an adviser
Picture of a middle age couple exploring Funding's mortgage marketplace.

Creditworthy confidence

We take great care in selecting borrowers who meet our stringent lending standards. Each borrower is approved by our experienced credit committee. This reduces risk and provides our investors with peace of mind.

Funding Income Trust

* Be sure to read the Information Memorandum and consider all risks while investing. Target returns are not guaranteed

How to get started

Ready to join our community of savvy investors empowered to take control of their financial future? With our mortgage marketplace, it's easy.

Submit application

Complete the online application form.

Transfer funds

Set up your payment and simply email us a copy of your payment confirmation.

Start investing

Once your funds are received, you'll be informed, and your investment journey with Funding has begun.

Securing stronger financial tomorrows

Your investments are backed by Australian real-estate, offer flexible terms, and diversify across a variety of property markets—designed to help you propel your financial future.

I have been investing with Funding for many years now. I have found them to be professional, prompt and courteous in all my dealings. Thanks also to my Investment Relations Manager Sam who is looking after my financial needs. Very happy with the service he provides.

Harwin S
-
Investor
Google

I have been dealing with Funding for several years now and I can’t fault their professional service. In particular, Sam Amey with whom I principally deal has been superb. He responds immediately to any request and the paperwork is always accurate and timely. Well done, Sam!

Derek M
-
Investor
Google

Funding is an extremely easy way to invest! Great returns on your money and lots of different opportunities to invest for different periods of time. I felt like I had control over my money and all staff I dealt with were extremely helpful and supportive. Absolutely the best decision I made to invest my money with Funding.com.au over the last couple of years. Can’t recommend highly enough!

Sharee G
-
Investor
Google

Discover the Funding advantage

Opening the door to the mortgage investment market. Now it’s not just for the elite anymore.

Monthly yield potential

A way to diversify your investment portfolio by investing in real estate loans with target returns of 5-9% p.a*.

Property-backed

Invest with confidence in assets secured by Australian real estate, offering security for your capital.

Flexible
terms

You choose investment terms like duration and amounts to align with your financial goals.

Diverse investments

Diversify your portfolio with investments across a variety of properties and mortgage types, helping manage risk.
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Propel your projects

Fast and flexible construction financing

Need quick and reliable funding to keep your projects on track? Funding's Bridging Loans are the perfect solution for developers, owner builders, and independent tradies looking to move forward faster.

Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
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