Bridging Loan

Buy now,
sell when you’re ready

Secure your next property with fast bridging finance and personalised support.

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Loan amounts

$25K to $10M

From small to substantial bridging finance, we cater to a wide range of needs.
Settlements

Within 3 days*

Quick access to funds with our fast settlement process, with release made possible within days of approval.
Terms

1 to 24 months

Flexible terms to match unique timelines and requirements.
Loan to Value (LVR)

Up to 70%

Enhanced borrowing potential with competitive loan-to-value ratios.

Downsizing, upsizing or jumping on opportunity?

Make your move with a Funding bridging loan

When the right home comes along, you don’t want to miss out. With a Funding bridging loan, you can use equity in your existing property to secure your next home before selling. This gives you the freedom to move when the time is right for you.

Our fast approvals and flexible terms make it easy to navigate the in-between stage of buying and selling—without the usual stress or delays of traditional finance.

Downsize stress-free

Ready to downsize to a home that fits your lifestyle today? With a Funding bridging loan, you can make your move stress-free, without the pressure to sell quickly. Step into your new lifestyle with confidence and enjoy the retirement you’ve earned.

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funding bridging loan upsizers genevieve and romeo with family

Upsize without delays

Making room for a growing family or a more spacious home? Funding helps you secure your next home now, so you can enjoy more space and new memories. Our flexible bridging loan lets you buy first, sell later and settle in comfortably without the rush.

Move forward faster

When the perfect investment or dream property pops up, you need the freedom to act fast. If traditional lending has hit its limits, Funding’s fast bridging finance is here to help. With quick approvals and flexible terms, we make it easy to jump on your next big opportunity.

funding bridging loan fast movers maria with coffee on phone

Finance that fits every goal

Every property transaction is unique, with its own set of challenges and opportunities. That’s why our loans are designed for speed and flexibility, adapting to your needs and empowering you to say 'yes' when opportunity strikes.

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Act fast

Enjoy approval within hours and funds in days*—get into your new home without delay.
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Less paperwork

Our streamlined process means no paperwork headaches, so you can move forward quickly and stress-free.
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Skip accommodation costs

By letting you buy first, we help you skip the cost and hassle of temporary housing and storage.
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No age limits

We use your property’s value as security, so there’s no age barrier to getting finance.

Get started with a Funding bridging loan

Our streamlined process offers quick access to funds, dedicated support from our local team and a stress-free experience from application to settlement.

Apply in minutes

Complete our simple online form—no credit check required. Or, call us at 1300 44 33 19 to speak with a team member and get started.

Receive your quote

Get a personalised quote instantly to your inbox. If we need more details, a lending specialist will reach out to fast-track your quote.

Review and confirm

Your dedicated lending specialist will guide you through final steps, including a credit check and property valuation, to finalise your approval.

Settle within 3 days

Once approved, funds can be in your account within 3 business days.*

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

I was left high and dry by a lender that over promised and under delivered for my client. I called Sam and explained the situation and the fact we needed it done quickly. We supplied what he needed and the team called in many favours and we got there. [Funding] saved my client and we settled in 8 days from submission

Phil J
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Broker
Google

The team at Funding have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily use Funding again.

Kerin Friswell
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Borrower
Google

Amazing Service! We were able to turn around a deal in 2 days so the client could settle on their dream home. Nathan worked tirelessly to get this across the line and make it a smooth experience for myself and my client. Highly Recommended.

Sandy K
-
Broker
Google

Experience the Funding difference

We're simplifying property finance so more Australians can move forward faster.

Trusted

Since 2015, we've been helping Australians get ahead with confidence to achieve their property goals.

Proven

We've issued over $1 billion in loans with zero capital losses to date – delivering fast, reliable outcomes.

Dedicated

Our local team is based across Australia, here to support you at every step of the way.
Learn more about us
funding $1bn+ in bridging loans (billboard)

We’ve surpassed $1 billion in lending

And we’re not slowing down

Our expanded funding capability, combined with established long-term backing from retail, wholesale, and non-bank investors, enhances our capacity to deliver tailored finance solutions to more Australians looking to unlock their home equity and access capital faster.

Your questions answered

Confidence grows with knowledge

Get ahead with our useful resources and expert insight.
Explore the differences between traditional bank and non-bank bridge lenders, how bridging loans work, and how Funding can offer a tailored solution f...
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Explore the best investment opportunities and how the Funding Income Trust can be valuable to your investment strategy.

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Navigating the complexities of commercial construction projects requires not only expertise in construction but also a solid financial strategy. Secur...
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Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
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