Downsizing? Buy now, sell when you're ready

Stress-free property finance and personal support to secure your next home.

funding bridging loans downsizes retirees brian & sue looking at camera

Borrow

$25k - $10m

Settle

Within 3 days*

Loan Terms

1 to 24 months

LVR

Up to 70%

Over 50, retiring or looking to start fresh?

A Funding bridging loan takes the stress out of downsizing

Downsizing your home is an exciting opportunity to create a lifestyle that fits your needs today. Bridging finance lets you buy your next home before selling your existing one. This gives you the freedom to plan your move on your terms, avoiding the pressure of rushed decisions or the expense of temporary accommodation.

With fast approvals, minimal paperwork and genuine support from our friendly Australian-based team, a Funding bridging loan helps you move forward with confidence.

Relocate to a smaller home

Ready to downsize into something more manageable? Free up funds, reduce daily demands or start planning for what’s next with a Funding bridging loan. Whether it’s about creating a home that’s easier to live in or moving closer to what matters most, you can take the next step and enjoy the life you want today.

funding bridging loans downsizes over 50s annie & stephen
funding bridging loans downsizes retirees brian & sue in garden

Retire on your terms

Retirement is your time to make the most of everything you’ve worked so hard for. From comfort and convenience to new connections, it’s about embracing the lifestyle you’ve earned. With Funding, you can secure your next home before you sell and start your exciting next chapter sooner.

Move forward faster

Downsizing opens the doors to possibilities, whether it’s simplifying your space, stepping into a new lifestyle or finding a home that better suits your needs. It’s an opportunity to create a fresh start. A Funding bridging loan lets you move forward on your terms, without the stress or pressure of rushing to sell your current home.

funding bridging loans downsizes grandmother sandy

Finance that fits every goal

Every property transaction is unique, with its own set of challenges and opportunities. That’s why our loans are designed for speed and flexibility, adapting to your needs and empowering you to say 'yes' when opportunity strikes.

check circle

Stress-free finance

A straightforward process with minimal paperwork, fast approvals, quick access to funds and friendly support to make your transition easy.
check circle

Skip accommodation costs

By letting you buy first, we help you skip the cost and hassle of temporary housing and storage.
check circle

Personal service

Speak to real people who understand your situation. Our friendly and experienced Australian-based team provides support every step of the way.
check circle

No age or income limits

Unlike traditional lenders, we focus on your financial picture, including equity in your property and your repayment strategy, so age and income aren’t barriers.

Success secured with Funding

For every goal and every dream, rely on Funding’s support to help get you there.

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
-
Borrower
Google

An excellent implementation of a great idea. The security and return of first-mortgage investing with the ease of operation equivalent to an online bank account. You can easily manage your own risk profile, diversification and liquidity timeline. The easiest to understand and simplest to use online investment platform of the several I rely upon. The Funding team are very helpful and respond promptly to any questions.

Kenneth G
-
Borrower
Google

Funding is a fantastic lender to deal with. Thank you to Andrew, John & Sonam for your great work with the recent deal you help finance for my client. Everyone went out of their way to get the deal across the line and funded. You have been able to help clients who were looking to release equity ASAP. Thank you again for your great work.

Raj S
-
Borrower
Google

Experience the Funding difference

We're simplifying property finance so more Australians can move forward faster.

Trusted

Since 2015, we've been helping Australians get ahead with confidence to achieve their property goals.

Proven

We've issued over $1 billion in loans with zero capital losses to date – delivering fast, reliable outcomes.

Dedicated

Our local team is based across Australia, here to support you at every step of the way.
Learn more about Funding

Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
arrow pattern

Ready to downsize?

Get our free guide to downsizing your home fast and stress-free.

Refer to our Privacy Policy for information on how we collect and store your personal information.