A bridging loan calculator is a tool that gives you an estimate of how much you could potentially borrow to bridge the gap between buying a new property and selling your current one†. It’s designed as a guide to help you understand your borrowing capacity and how a bridging loan might work for your situation. For detailed loan options personalised to you, you will need to get a quote.

This calculator is ideal for anyone considering a bridging loan. Whether you’re a retiree looking to downsize, a family upsizing to a dream home or a property investor jumping on an opportunity, it’s a great starting point to explore your options before applying†.

To get the most accurate estimate, you’ll need details such as:

• The value of your property purchase
• The estimated sale price of your current property (if applicable)
• The property type (e.g., house, unit, or land)
• The postcode of the property

These inputs will help you estimate your borrowing capacity†. For detailed loan options personalised to you, you will need to get a quote.

The calculator provides an estimate based on the information you enter†. While it’s a helpful starting point, your actual borrowing capacity will depend on additional factors, like the specific property, your financial profile and Funding’s lending criteria. For a detailed and accurate figure, we recommend applying for a quote.

Once you have your borrowing estimate†, the next step is to apply for a quote to receive a detailed loan personalised to your needs. This will give you a clear picture of your loan terms, including interest rates and fixed period. If you wish to speak with an expert, you can reach us by phone at 1300 44 33 19, Monday to Friday, 8:30 am - 5:00 pm AEST, or talk to an expert by clicking this link and booking an appointment with a specialist.