Borrowers / Thinking about downsizing? Regional Australia is calling

Thinking about downsizing? Regional Australia is calling

Some of the best regional hotspots for downsizers right now.

launceston

Key takeaways

  • 2025 is a great time to downsize to regional centres for lifestyle and value.

  • Top picks include Ballarat, Sunshine Coast, Orange, Bunbury, and Launceston.

  • A bridging loan from Funding makes it easier to buy first and sell later, without stress.

For many Australians, downsizing isn’t just about moving to a smaller home — it’s about upgrading lifestyle, simplifying finances, and finding a real sense of community.

And in 2025, Australia’s thriving regional centres are offering more options than ever for smart, stylish downsizing.

Here’s a closer look at some of the best regional hotspots for downsizers right now and how Funding can help you make the move seamlessly with a fast, flexible bridging loan.

1. Ballarat, VIC

  • Why it’s great: Heritage charm, booming café culture, excellent healthcare.

  • Median House Price (2025): Approx. $620,000

  • Downsizer Tip: Lake Wendouree is a magnet for lifestyle-focused movers.

2. Sunshine Coast, QLD

  • Why it’s great: Beaches, hospitals, strong infrastructure, year-round sunshine.

  • Median House Price (2025): Approx. $950,000

  • Downsizer Tip: Areas like Buderim and Peregian Springs offer lower-maintenance homes close to amenities.

3. Orange, NSW

  • Why it’s great: Food and wine culture, strong healthcare system, four distinct seasons.

  • Median House Price (2025): Approx. $720,000

  • Downsizer Tip: Boutique new developments offer stylish, low-upkeep homes.

4. Bunbury, WA

  • Why it’s great: Affordable coastal living, hospital upgrades, relaxed lifestyle.

  • Median House Price (2025): Approx. $500,000

  • Downsizer Tip: Water views without Perth prices; growing popularity among retirees.

5. Launceston, TAS

  • Why it’s great: Historic beauty, vibrant food scene, lower cost of living.

  • Median House Price (2025): Approx. $580,000

  • Downsizer Tip: Riverside and Trevallyn suburbs offer panoramic views and peaceful living.

Why a bridging loan makes downsizing easier

Selling your existing home and buying your next one don’t always line up perfectly. That’s where a bridging loan from Funding helps.

With a bridging loan, you can:

  • Secure your new home without rushing your sale

  • Stay in control of your moving timeline

  • Avoid the hassle and cost of renting between properties

At Funding, we specialise in fast, flexible bridging finance tailored to movers — whether you’re upsizing, downsizing, or just seeking a fresh start.

Ready for your next chapter?

Let’s make your downsizing journey smooth, stress-free, and successful. Talk to the Funding team today and find out how we can help you bridge the gap to your next perfect home.

Finance that fits every goal

Borrow

$25k - $10m

Settle

Within 3 days*

Loan terms

1 to 36 months

LVR

Up to 70%

DISCLAIMER: The information provided on this page is for general informational and educational purposes only and is never intended as financial advice. While we strive to ensure that the content is accurate and up-to-date, it may not reflect the most current legal or financial developments. Always consult with a qualified financial advisor or professional before making any financial decisions. Use the information at your own risk.

downsizing

Simplify your downsize

Move Forward Faster with flexible Bridging Loans

Thinking about downsizing but worried about the financial gap between selling your current home and buying a new one? Funding's Bridging Loans are designed to make your transition seamless and stress-free. Get ahead, sooner, and enjoy the benefits of downsizing with ease.

Confidence grows with knowledge

Get ahead with our useful resources and expert insight.
In Australia’s competitive property market, timing is often critical. For many property buyers, securing a new home or investment property...

Move Forward Faster

Reach your goals sooner with our borrowing and investing solutions.
arrow pattern

Manage subscription preferences

Enter your email to subscribe and choose the topics you’d like to receive.

Refer to our Privacy Policy for information on how we collect and store your personal information.

Choose your path to get started

funding icon borrow loan
I'm looking for a loan
Funding icon calculator
How much can I borrow
Are you a broker?
Login as a broker
investment 2 color
I'd like to start investing
funding original icon personalised service
I'd like to speak to an expert
Already have an account?
Login as an investor
Funding icon upload
I'd like to submit a client scenario
Funding icon accredited
I'd like to become an accredited broker
Already have an account?
Login as a broker