Bridging loans for brokers: a powerful short-term finance solution
Bridging loans are short-term property finance solutions that help borrowers and their clients secure funding quickly while they wait for long-term finance or a property sale to complete. These loans offer fast, flexible solutions that traditional banks and lenders often cannot provide.
For brokers, bridging loans represent an opportunity to help clients access immediate funding, keep deals moving, and enhance their reputation as trusted advisors.
How do bridging loans work?
Bridging loans are designed for borrowers who need short-term finance, typically for:
- Purchasing a new property before selling an existing one
- Meeting urgent settlement deadlines
- Funding property development or renovation projects
- Unlocking equity in an existing asset for business or investment purposes
These loans are secured against a property and typically have terms ranging from 1 to 24 months, with loan amounts between $25,000 and $10 million. Unlike traditional mortgages, which involve lengthy approval processes and rigid terms, bridging loans offer fast approvals within one hour and settlements in as little as three days.
Why brokers should offer bridging loans
Bridging loans provide brokers with a competitive edge, allowing them to deliver solutions that meet clients’ urgent needs without unnecessary delays.
Addressing the challenges of traditional lending
Traditional lenders often fail to meet the needs of borrowers requiring fast property finance. Clients face:
- Slow approval processes
- Unclear lending criteria
- Hidden fees and costs
Funding eliminates these frustrations with an innovative, tech-enabled finance solution, giving brokers a trusted alternative to traditional lending.
Benefits for brokers and clients
- Speed and certainty – Get approved in one hour and settle in three days.
- Flexible loan terms – Loan amounts from $25,000 to $10 million with 1 to 36-month terms.
- Transparent pricing – No hidden fees, no surprises and zero clawback.
- Strong commissions – Brokers earn 1% commission on every deal, making bridging loans a profitable addition to their offering.
How brokers can use bridging loans to help clients
Bridging loans provide brokers with a practical financing tool to help clients act fast on property opportunities without financial roadblocks.
For homebuyers and investors
Many clients need to secure their next property before selling their current one. Bridging finance allows them to:
- Act with confidence – Move quickly without waiting for their existing property to sell.
- Reduce financial stress – Avoid expensive delays or losing out on prime opportunities.
- Secure competitive deals – Capitalise on market conditions without traditional lender restrictions.
For property developers and businesses
Bridging loans also support developers and business owners who require quick access to capital. They can be used for:
- Site acquisition – Purchase land or property before long-term finance is secured.
- Renovations and refurbishments – Fund upgrades without waiting for bank approvals.
- Business expansion – Leverage existing assets to unlock capital for growth.
Why Funding’s bridging loan solutions work for brokers
Brokers need a lending partner that provides speed, transparency, and flexibility. Funding delivers all three:
- Fast approvals – Apply online or speak to a BDM for an instant decision.
- Seamless settlements – Deals finalised in three days.
- No clawback – Ensuring brokers keep their commissions.
- Dedicated broker support – Helping brokers build stronger client relationships.
With 10 years of bridging finance expertise, Funding is a trusted partner for brokers looking to provide clients with reliable, fast, and flexible short-term finance solutions.
Next steps: how brokers can get started
Bridging loans are an essential tool for brokers looking to expand their service offering and meet client needs with confidence. To start working with Funding:
- Speak with a Funding BDM – Get expert insights and tailored guidance.
- Apply online – Submit applications through our streamlined digital platform.
- Join our broker network – Get accredited and stay informed with market updates and exclusive lending insights.
Make dreams happen with Funding
Partner with a lender that puts brokers and their clients first. Offer your clients fast, flexible, and transparent bridging finance solutions with Funding.
