Bridging finance

Funding's bridging loans help brokers close more deals faster.

The trusted name in bridging finance—powered by technology, backed by experience.

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Borrow

$25k - $10m

Approvals

1 hour

Settle

Within 3 days*

Loan terms

1 to 36 months

LVR

Up to 70%

Award-winning credit processing technology

$400m diversified capital base

Bridging specialists since 2015

$1 billion+ in total bridging loans lent

Fast and flexible short-term property finance

Act on opportunities with confidence

With 10 years of bridging loan expertise, Funding helps brokers close more deals, faster.

Our rapid approvals and fast settlements ensure your clients never miss an opportunity, while our streamlined processes and digital tools keep applications efficient and hassle-free.

Whether your clients are upsizing, downsizing, or investing, Funding provides the solutions, speed and reliability you need to grow your business.

Let’s move forward faster, together.

Your one-stop shop for bridging finance

From securing dream homes faster to refinancing for business cash-flow to urgently finishing an incomplete construction project, Funding can help you help your clients. We provide fast, flexible and reliable funding, with personalised support from our BDM and credit teams, to keep their plans moving forward faster.

Unlock equity with fast, simple finance and dedicated support to secure your next property.

  • Buying and selling
  • Urgent settlements
  • Cash out / equity release options
  • Tailored to upsizing and downsizing
  • Personal loans for various needs

Refinance, consolidate debt or fund new ventures with flexible finance that fuels your business’s growth.

  • Investment and business ventures
  • Share purchases and expansion
  • Business cash flow and debt consolidation
  • Support for companies and individual borrowers

Access quick capital with straightforward finance to move your construction project from blueprint to build.

  • Development and construction financing
  • Renovations and incomplete projects
  • Land banking and residual stock solutions
  • New builds and owner builder solutions

Connect with our nationwide BDM team today

funding kylie mahasay bdm nsw

Kylie Mahasay

BDM - New South Wales
funding thomas cutajar bdm vic

Thomas Cutajar

BDM - Victoria
new headshot andrew

Andrew Crossley

BDM - Victoria & Tasmania
new headshot samuel h

Sam Hermon

BDM - New South Wales
new headshot chris

Chris Maamoun

Head of Sales & Partnerships
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Lauren Severino

BDM - NSW

Success secured with Funding

Our flexible and transparent approach makes us the trusted choice for property buyers and brokers.

As a broker with a client who was in a complex situation with limited servicing, I have to give a huge shout out the team, who worked with me from Day 1, through to settlement. My client is delighted and now owns her home outright, so well done Funding and team. I look forward to the next time I have an opportunity to do business again.

David W
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Google

We’re a Mortgage Broker and this is our first short-term funding application that couldn’t have been any more impressive. Due to the restricted timeframe of this purchase and applicable penalty interest, the personalised attention and commitment to customer satisfaction from the Funding Team was crucial.
The team delivered in spades including an achievement of Approval to Settled within just 48 business hours to the absolute relief of our clients. This Team managed to provide the highest level of communication, availability and expert guidance throughout the entire process and we would not hesitate to work with them again, in the future. Thank you, Funding.

Jasmine S
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Google

Easy and fast approval. Thank you very much for helping my clients. The property was settled on time in a short period of time.

Katharina F
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Google

I invested $5,000 with Funding initially as a trial and have been with them now for over one year during which time I increased my investment with them. I have a personal consultant who has always responded to questions immediately – whether by phone or email. I am totally satisfied with their process and have been repaid as various investments ended with interest. They are prompt, and I have never had cause to chase anything, which encouraged me to increase my investment with them. There have been no hiccups whatsoever.

Wilma F
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Google

I had the pleasure of dealing with John Bryant as our credit manager for our home loan, and I couldn’t be happier with the experience. John was not only extremely professional but also incredibly helpful throughout the entire process. He took the time to understand our needs and patiently guided us through every step. His expertise and dedication made the process smooth and stress-free.

Rohan S
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Google

An excellent implementation of a great idea. The security and return of first-mortgage investing with the ease of operation equivalent to an online bank account. You can easily manage your own risk profile, diversification and liquidity timeline. The easiest to understand and simplest to use online investment platform of the several I rely upon. The Funding team are very helpful and respond promptly to any questions.

Kenneth G
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Google

I have been investing with Funding for many years now. I have found them to be professional, prompt and courteous in all my dealings. Thanks also to my Investment Relations Manager Sam who is looking after my financial needs. Very happy with the service he provides.

Harwin S
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Google

Funding is a fantastic lender to deal with. Thank you to Andrew, John & Sonam for your great work with the recent deal you help finance for my client. Everyone went out of their way to get the deal across the line and funded. You have been able to help clients who were looking to release equity ASAP. Thank you again for your great work.

Raj S
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Google

Make dreams happen, with Funding

Your clients don’t have to wait for their property to sell. With Funding, they can move quickly with award-winning bridging finance that bridges the gap between where they are and where they want to be.

Fast settlements

Funds possible within 3 days of approval*

Loan amounts

Loans from $25k to $10m tailored to borrowers' needs

Flexible terms

1 to 24 month terms to suit different timelines

High loan to value

LVR up to 70%

Minimal paperwork

Simple and streamlined application process

Your success is our priority

With Funding, you have a partner who values your ambitions as much as your clients’ goals.

1% commissions

Earn more with every deal with a 1% commission, ensuring your success grows with every loan you place.

Zero clawbacks

Clear, upfront pricing means no hidden fees or surprises—just transparency you can trust.

Support

Dedicated broker support ensures quick resolutions, maintaining momentum for every deal.

How to get started

Get accredited in just 1 hour and dive right into our user-friendly broker portal. It’s all designed to simplify and speed up deals, leaving more time for what really matters—your clients. Join Funding and see just how easy and rewarding partnering with us can be.

Get accredited

Get accredited in 1 hour. Fill out our online accreditation form or contact your BDM or aggregator for support.

Submit your deal

Use our broker online portal, or reach out to your BDM to submit your loan scenario and receive same-day conditional approval.

Receive formal approval

We do due diligence, order necessary valuations, and issue formal approvals quickly to keep your deal moving forward.

Settlement

Achieve settlement in as little as 3 days. Enjoy quick, hassle-free processing and commission paid within 24 hours of settlement.

secure your next property faster with funding

Jumping on a prime investment

Maria and Leo spotted an undervalued property with huge potential but needed fast funding to secure it. A bridging loan allowed her to act quickly and complete minor renovations before selling the property for a strong return within 12 months.

Easing into retirement

Brian and Sue had lived in their family home for 30 years when they found their dream coastal unit. They didn’t want to rush the sale of their home or deal with temporary renting costs. A bridging loan allowed them to secure the unit while taking the time to sell their home for a good price. With no financial strain, they’re now enjoying a stress-free retirement.

old married couple
funding building loans start up builder at work

Building the future, faster

Marco, an entrepreneurial builder, secured a prime development site but needed fast funding to kickstart construction. Traditional lenders turned him away due to his experience and wouldn't be able to up with his timeline anyway. A Funding Building Loan gave him the capital to begin work immediately. With streamlined approvals and a flexible loan structure, he completed the project on schedule, sold the new homes at a strong profit and reinvested in his next development—without delays holding him back.

Is a Funding Bridging Loan right for your client?

With 10 years of bridging finance expertise, Funding provides reliable advice and support, ensuring a smooth and stress-free experience.

 

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They’ve found their next property and need to act fast.
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They want to avoid the hassle of temporary accommodation.
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They are looking for a loan-to-value (LVR) up to 70%.
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They don’t want to lose their next dream property.

Your questions answered

The obligation free conditional approval will outline all rates and fees. It is tailored to your specific loan needs.

The loan to value or LVR is the maximum lend secured over the property. Our typical LVR is 65% or lower of the property value. On some occasions, 70% may be considered depending on the location and type of security property.

Loan terms are typically between 1 - 36 months.

Residential, commercial and vacant land across Australia.

Borrowers can be individuals, companies or trusts borrowing for any purpose including personal or business. Borrowers must have sound real estate security, the ability to meet their repayments and a strong repayment strategy to exit the loan at the end of the term.

A bridging loan is a short-term loan designed to provide temporary financing during the transition from one financial situation to another, particularly when there is a gap between the sale of an existing property and the purchase of a new one.

Confidence grows with knowledge

Get ahead with our useful resources and expert insight.
In Australia’s competitive property market, timing is often critical. For many property buyers, securing a new home or investment property...
In the fast-paced and ever-evolving business landscape, having access to flexible financing options can make the difference between stagnation and...
As retirement approaches, many individuals consider downsizing their homes to simplify their lifestyles, reduce expenses and access equity built up...
The financial landscape is evolving and non-bank lenders are becoming an increasingly popular option for borrowers seeking flexible and competitive...
Managing cash flow effectively is crucial for builders, developers, tradies and renovators. Construction delays can significantly impact cash flow, leading...

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